jeudi 5 juin 2014

Emerging Payment Technologies Will Create New Winners And Losers In The Giant Credit Card Industry

A lire sur: http://www.businessinsider.com/new-credit-card-industry-market-competition-2014-5

Payments Value Chain Graphic

The credit and debit card ecosystem is much bigger than MasterCard, American Express, and Visa. 
Scores of companies play different roles in the system as intermediaries, most of them as merchant-facing vendors that provide the technology and services that help businesses accept credit cards. Recently, Silicon Valley has decided they also want to compete in this market, and  introduced online, mobile, and cloud-based services that compete with those provided by the legacy players. 
In a recent report from BI Intelligence, we look at the complicated series of interactions among different legacy players that powers each credit card payment, outlining the six types of companies that play key roles in the credit credit payment chain. We explain what each of these players do, and how much value they add, and explain why two parts of this chain — the hardware providers and merchant service providers (MSPs) — are particularly vulnerable to disruption.
Here are some of our key findings:
In full, the report: 
Payment Card Transaction Breakdown
BII

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